Category Archives: Investment Insurance

What financial advisory services do you provide?

Asset Allocation Wealth Management Portfolio Optimization Financial Planning Risk Management Retirement Planning Education Planning Charitable Legacy Planning

What qualifications do your financial advisers have?

To provide financial advice and offer investment products, financial advisers are required to earn and maintain licenses and qualifications as mandated by state and federal authorities as well as industry-governing bodies. Financial professionals call themselves by many names – Investment Adviser Representative, Certified Financial Planner, Chartered Life Underwriter, Registered Financial Consultant, Master of Science in… More

What is Asset Allocation and how does it work?

Asset allocation is an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investors risk tolerance, goals and investment time frame. (Source: Investopedia, Asset Allocation Definition) Asset allocation is an important factor in determining returns for an investment portfolio. It is… More

What is Investing?

The act of committing money or capital to an endeavor with the expectation of obtaining an income or profit. Investing means putting your money to work for you.

What is compounding?

Compounding is the process of generating earnings on an assets re-invested earnings. The more time you give your investments, the more you are able to accelerate the income potential of your original investment.

What is Wealth Management?

Wealth management incorporates, financial planning, investment portfolio management and additional financial services. Financial advisors coordinate retail banking, estate planning, legal resources, tax planning and investment management. Wealth management is often referred to as a high-level form of private banking for the especially affluent.

What is Portfolio Optimization?

Portfolio optimization is a process of changing a set of financial instruments held to meet various criteria including financial risk. The portfolio optimization template calculates the optimal weightings for a basket of investments that gives the highest return for the least risk. This information is used as a framework for planning capital allocation, investment and… More

What is Financial Planning?

A financial plan is a series of steps or goals used to accomplish a final financial goal or set of circumstances, for example, elimination of debt. Our advisers will work with you to construct a variety of tools including a budget, savings goals, an investment plan. Your financial plan will include cash flow management, education… More

What is Risk Management?

Risk management the practice of creating value by using economic instruments to manage exposure to risk (particularly credit risk or market risk).