Business Insurance

Business Insurance

What affects your business insurance rate?

We know and appreciate that no two businesses are alike. Each business has its own unique needs based on its industry, location, growth plan, and more. As a business owner, it’s important to speak with an Insurance Concierge to discuss all your options when it comes to commercial insurance and the future protection of your business.  Here are a few factors to discuss than can impact your business insurance rate:

  • Years in Operation
  • Gross Revenue
  • Payroll & Expenses
  • Location & Building Characteristics
  • Industry Type
  • Loss or Claims History
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Common Business Insurance Coverage Types

Commercial General Liability

Commercial general liability (CGL) provides basic insurance coverage to protect your business organization from liability claims including but not limited to: product malfunction, premises liability, advertising liability, personal injury liability, and damage to rented premise liability. Every business needs CGL.

Business Owners Policy

Business owners policy (BOP) combines commercial general liability coverage and business property coverage. BOP can safeguard you against theft, fire, inventory damage, and more.

Workers Compensation

Workers compensation provides wage replacements and medical benefits to employees injured on the job in exchange for relinquishment of the employee’s right to sue the company for negligence.

Featured Carriers

The Insurance Lounge Difference

Why Parnter with Insurance Lounge

Our philosophy is centered around technology and simplicity to make buying insurance for your business an enjoyable and educational experience. Our interactive retail stores are designed to take care of any type of shopper. Whether you want to compare insurance quotes online using our kiosks or discuss your insurance needs with our agents, we are here to help. We are open seven days a week because we know as a business owner, your schedule changes every day. Call or visit us to meet with our trusted agents who do not work on commission - because our primary objective should  be you.

Customize Your Oregon Business Insurance

Certain insurance carriers specialize in specific industries and can provide you with greater options. At Insurance Lounge, we have access to numerous insurance carriers that ensure a variety of businesses. From contractors to restaurants, financial services to daycares, we can find the best plan for your industry.  Because we are an independent broker, we can compare coverage types and pricing across the carriers we partner with to give you a range of options to choose from. As a business, we understand your needs and can service your policy including certificates of coverage and changes to operations and exposure.

All Your Insurance Needs in One Place

As your business grows, your need for additional insurance coverage may grow. From insurance coverage for your employees to auto insurance for your vehicles, we have you covered. Our Insurance Lounge agents can work with you to determine a blend of insurance products for your or your business including:

  • Auto Insurance
  • Home Insurance
  • Health Insurance
  • Life Insurance
  • Investment Planning

Locations Served

We proudly serve the following Oregon communities and their surrounding areas:

Beaverton Business Insurance Agency: Our Beaverton store is located on 11835 NW Cedar Falls Dr Ste 115 in the Timerland Town Center with plenty of parking and shopping around. 

Grants Pass Business Insurance Agency: Located on 1221 Northeast 7th Street, our Grants Pass location hosts the Insurance Lounge headquarters. 

Lake Oswego Business Insurance Agency: Our Lake Oswego office was our first store in northern Oregon. Located on 4859 Meadows Rd Ste 155, we are right off Kruse Way. 

Medford Business Insurance Agency: Medford is our second oldest location. Our store is located on 151 Rossanley Drive minutes from the Rogue Valley Mall. 

Please visit us or call any of our Oregon locations for a free business insurance quote. We look forward to helping you and your business!