Life Insurance

Life Insurance

What affects your life insurance rate?

If you're considering life insurance for yourself, you're making a smart financial move. To help you make the right life insurance selection, we will work with you to consider your situation and needs. Are you looking for lifetime coverage or just a specific period? How much coverage will you need to protect your family when you’re gone? Do you want to be able to borrow money from your life insurance savings? What is your monthly budget for life insurance?

Your monthly rate and life insurance plan type may be affected by the following factors which you should discuss with your adviser:

  • Age
  • Gender
  • Health
  • Tobacco usage
  • Amount of coverage required
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Common Life Insurance Coverage Types

Term Life Insurance

Term life insurance is the most basic form of life insurance and provides affordable protection for a fixed period of time. It's designed to protect against a catastrophic loss or serve as a supplemental coverage for a permanent life policy. The initial premium is usually lower, which is ideal for people with a temporary need for life insurance protection.

Permanent Life Insurance

Permanent life insurance offers protection that will last your entire life, rather than for a temporary period of time. Permanent life insurance also offers living savings benefits that can help you during your lifetime. The savings portion will build a cash value which you can loan against or withdraw from if needed.

Whole Life Insurance

Whole life insurance is the simplest type of permanent life insurance. The premium price is locked regardless of health issues that may arise. This option is ideal for those who like to stick to a budget and especially for younger people.

Featured Carriers

The Insurance Lounge Difference

Our Philosophy

Whether you know what kind of life insurance you need or not, our agents are here to help find the right solution for you and your loved ones. Our philosophy is to make life insurance buying straightforward and educational.  At our interactive retail stores, you can get life insurance quotes online using our kiosks or discuss your options with one of our knowledgeable agents. Our agents don't work on commission, so you can rest assured that saving you money while providing the best value is our top priority. Open seven days a week, we're here to assist you.

Choosing Your Life Insurance Plan

Find the life insurance plan you can afford and can feel confident about. Insurance Lounge partners with over 100 trusted carriers in the industry to provide the most comprehensive comparisons to our clients. We will ask you a series of questions to get to know you and your long term financial goals to help you pick the best life insurance plan for your needs.

One Place for All Your Insurance Needs

Having the right type of insurance is a critical component of sound financial planning.  From retirement planning, to auto insurance, to health insurance, we have you protected. We take pride in our partnership with our trusted carriers. We can provide you with competitive quotes on:

  • Auto Insurance
  • Home Insurance
  • Health Insurance
  • Business Insurance
  • Retirement & Investment Planning

Locations Served

We proudly provide investments services from our Oregon locations:

Beaverton Life Insurance Agency: Located on 11835 NW Cedar Falls Dr Ste 115, our office is in the Timerland Town Center close to highway 217 and highway 26.

Grants Pass Life Insurance Agency: Our Grants Pass store is the location of our original business, Delagrange Insurance, and our headquarters. We are located on 1221 Northeast 7th Street off of highway 99.

Lake Oswego Life Insurance Agency: Our Lake Oswego office was our first store in the Portland metropolitan area.  Located on 4859 Meadows Rd Ste 155, we are minutes from I5.

Medford Life Insurance Agency: Located on 151 Rossanley Drive is our second Southern Oregon location. We recently remodeled and moved our Medford store bringing the same vision of technology and simplicity among all our stores.

Please stop by or call any of our locations for a free life insurance quote and consultation. We look forward to serving you!