Home Insurance

Home Insurance

What affects your home insurance rate?

Your home is one of your largest investments. Protect it inside and out with homeowners insurance. At Insurance Lounge, we will compare rates across numerous providers to find the best rate and coverage for your home in Beaverton, Grants Pass, Lake Oswego, or Medford. We will tailor your home insurance plan by getting to know you and your specific needs. Generally, your Oregon home insurance rate can be affected by the following:  

  • Home features and characteristics
  • Location
  • Protective devices
  • Personal factors
  • Claims history
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Common Home Insurance Coverage Types


Dwelling protection covers the physical structure of your home in addition to structures attached to it from certain damages like a tree falling on your garage.

Personal Property

Personal Property protection provides coverage for belongings within your house such as furniture or appliances in the case of a robbery or fire.


Liability protection covers unforeseen expenses if someone who is not living with you is injured on your property.

Featured Carriers

The Insurance Lounge Difference

Our Philosophy

Our philosophy is simple, we want to bring simplicity back to selecting home insurance. Home insurance can get complicated, but finding the right one for you doesn't need to be. Our interactive retail stores are designed to provide you with an enjoyable and educational insurance buying experience. Whether you're comparing rates on our quoting kiosks or discussing coverage options with our agents, we'll help you find the right home insurance plan for you. The bonus? At Insurance Lounge, our agents don't work on commission. Their main priority is finding a that makes sense for you, your family, and your belongings.

Our Process to Select Your Home Insurance

Homeowner's insurance is not required in Oregon unless you have a mortgage, which is the case for the majority of Oregonians. If you owe money on your mortgage, and your home is damaged or destroyed, you will still be required to pay your mortgage. Having adequate home insurance can help support you financially when tragedy strikes.

At Insurance Lounge, we provide our customer with quotes across numerous carries so you can compare and select the plan that makes the most sense for you. Interested in renter's insurance?  We also offer renter's insurance for homes, condos, and apartment units.

One Place for All Your Insurance Needs

Our expertise doesn't stop at home insurance.  We have partnerships across 100 carriers and can provide you with competitive quotes to shop around.  You can use us for no additional cost to handle all your insurance needs in one convenient place. We can provide you with competitive quotes on:

  • Auto Insurance
  • Health Insurance
  • Life Insurance
  • Retirement & Investment Planning
  • Business Insurance

Locations Served

We proudly serve the following Oregon communities and their surrounding areas:

Beaverton Home Insurance Agency: Located on 11835 NW Cedar Falls Dr Ste 115, our office is in the Timerland Town Center. Our Beaverton location is a convenient 15 minute drive from downtown Portland and minutes from the Sunset Transit Center.

Grants Pass Home Insurance Agency: Grant Pass is the headquarters of our original company, which was founded over 30 years ago. We are located on 1221 Northeast 7th Street off of highway 99.

Lake Oswego Home Insurance Agency: Our Lake Oswego store was our first location in the Portland metropolitan area.  Located on 4859 Meadows Rd Ste 155, we are right off Kruse Way. 

Medford Home Insurance Agency: Our Medford store recently moved to 151 Rossanley Drive close to Rogue Valley Mall off of 238. Our newest store remodel brings our vision of technology and simplicity to life. 

Please stop by or call any of our locations for a free home insurance quote.