Medicare Insurance is a federal health insurance program that provides you with a variety of coverage types, including hospitalization and medical care. It’s essential to have the correct information about your benefits under Medicare to avoid confusion or overpaying for services that your plan may not cover.
Our team of Medicare insurance experts is committed to providing you with the best information possible about your benefits under Medicare . We also offer various options that can help ensure you are covered no matter what life throws your way.
Here are some of your options for Medicare insurance:
Hospital insurance and medical insurance – Part A & B.
A bundled plan provided by insurers who are approved by the Medicare program. Includes hospital, medical, and prescription drugs and other benefits not covered with Original Medicare, such as vision, hearing, and dental.
How to apply:
You can apply for Medicare Part A and/or Part B by submitting application materials either online or at your local Social Security office. It is important to note that failure to complete this step will delay your medicare coverage. What documents are needed for the application process?
You will need to submit one of the following documents that contain your Social Security number:
Most individuals first become eligible for Medicare around age 65 and can enroll during their Initial Enrollment Period, which generally begins three months before their 65th birthday and ends three months after their birthday month. Those who miss their Initial Enrollment Period may be able to enroll during the General Enrollment Period (January 1 – March 31) or qualify for a Special Enrollment Period based on their circumstances. Individuals eligible for premium-free Part A may enroll at any time after becoming eligible. You may qualify for a special enrollment period if:
Medicare Advantage plans can generally be joined, changed, or dropped during specific enrollment periods. The Annual Open Enrollment Period runs from October 15 through December 7. Individuals already enrolled in Medicare Advantage can also make certain changes during the Medicare Advantage Open Enrollment Period (January 1 – March 31). Additional opportunities may be available during an Initial Enrollment Period or qualifying Special Enrollment Period.
You can check the status of your application by calling the Social Security Administration at (800) 772-1213.
If you have a concern or complaint with your Medicare coverage, the first step is to contact our office for assistance. If we are unable to resolve it, you can file an appeal at www.Medicare.gov .
If you live in Oregon and need help deciding if Medicare Insurance is best for you, contact Insurance Lounge today by calling (541) 479-4975.
The team at Insurance Lounge is well informed on the ins and outs of Medicare. For more information, fill out our quote and buy form to see if Medicare Insurance is right for you.
