Category Archives: "Medicare"

What is Medicare?

Medicare is health insurance for people 65 years or older, under age 65 with certain disabilities, and any age with end-stage renal disease (ESRD) or Lou Gehrig’s disease. Medicare has four parts — Part A, which is hospital insurance, Part B, which is medical insurance, Part C, which is Medicare Advantage Plans, and  Part D,… More

How can I get a quick overview of what Medicare is all about?

This brochure provides basic information about how Medicare works. Click here to download.

What is the official guide for Medicare?

Medicare & You is the official US handbook for education and enrollment in Medicare. This handbook is the best and official source of answers to your Medicare questions. Click here to download.

What are the basic parts of Medicare?

If you are wondering about Medicare, the different types and which is right for you, consider the following. Medicare Part A (Hospital Insurance) Helps cover inpatient care in hospitals Helps cover skilled nursing facility, hospice, and home health care Medicare Part B (Medical Insurance) Helps cover doctors’ and other health care providers’ services, outpatient care,… More

What is a Medicare Advantage Plan?

Medicare Insurance FAQs A Medicare Advantage Plan (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, the plan will provide all… More

What is Medicaid and who does it cover?

Medicaid is a joint Federal and State program that helps pay medical costs for some people with limited incomes and resources. Most of your health care costs are covered if you have Medicare and Medicaid. Medicaid programs vary from state to state. People with Medicaid may get coverage for services such as nursing home and… More

Does Medicare pay for prescription drugs?

Generally, Original Medicare does not cover prescription drugs. However, Medicare does cover some drugs in certain cases such as immunosuppressive drugs for transplant patients and some oral anti-cancer drugs. Medicare also covers certain prescription drugs used in nebulizers and external infusion pumps. If you get Medicare covered prescription drugs, make sure your pharmacy or supplier… More

What is a Medigap policy?

A Medigap policy is a health insurance policy sold by private companies to fill gaps in the Original Medicare Plan coverage. Medigap policies must follow federal and state laws. These laws protect you. The front of a Medigap policy must clearly identify it as “Medicare Supplemental Insurance”. You need both Medicare Parts A & B… More